how can you finance your solar?
Switching to solar power not only reduces your reliance on the grid but also saves you money on rising energy costs. While the upfront investment used to be a hurdle for many, now you can easily fund your solar system with a green home loan from New Zeland’s top banks or through interest-free options like Qcard. With low or no interest rates, going solar is more affordable than ever.
Now is the time to invest in solar energy for your home and business. Contact our team for expert guidance and start saving today!
interest free finance options
Click on the tabs below to learn more
Min - Spend
Fee
Affordable Solar Finance Fee
Full Terms & Conditions
$500
New Customers: $55 establishment fee | Existing Customers: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
0.00%
17 months interest free is available on Long Term Finance (LTF) for in-home purchases only. Min spend $500. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Min - Spend
Fee
Affordable Solar Finance Fee
Full Terms & Conditions
$500
New Customers: $55 establishment fee | Existing Customers: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
7.00%
36 months interest free is available on Long Term Finance (LTF) for in-home purchases only. Min spend $500. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Min - Spend
Fee
Affordable Solar Finance Fee
Full Terms & Conditions
$500
New Customers: $55 establishment fee | Existing Customers: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
8.5%
48 months interest free is available on Long Term Finance (LTF) for in-home purchases only. Min spend $500. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
Min - Spend
Fee
Affordable Solar Finance Fee
Full Terms & Conditions
$500
New Customers: $55 establishment fee | Existing Customers: $35 advance fee Annual cardholder fee $50 (payable in 2 x $25 6-monthly instalments)
10.0%
60 months interest free is available on Long Term Finance (LTF) for in-home purchases only. Min spend $500. Lending criteria, $50 annual Account Fee, fees, Ts&Cs apply. $55 Establishment Fee applies to your first LTF transaction, $35 Advance Fee applies to subsequent LTF transactions. Min payments of 3% of the monthly closing balance or $10 (whichever is greater) are required throughout interest free period. Paying only the minimum monthly payments will not fully repay the loan before the end of the interest free period. Standard Interest Rate of 28.95% p.a. applies to outstanding balance at the end of LTF Interest Free Period. Rates and fees subject to change. Columbus Financial Services Limited and Consumer Finance Limited reserve the right to amend, suspend or terminate the offer and these Ts&Cs at any time without notice.
green loans
Finance your Solar for $0 upfront with green loans
Take the hassle out of financing your solar system with green home loans. With many banks offering competitive rates, you can enjoy the benefits of solar power without the upfront investment. Our team of experts is here to guide you through the process and help you make the best decision for your home.
ANZ Good Energy Home Loan
1.00% P.A. fixed rate for 3 years, up to $80,000.
ANZ’s Good Energy Home Loan provides up to $80,000 for solar panel installations and other home improvements. Enjoy a fixed rate for 3 years, making your home eco-friendly and efficient. Eligibility criteria apply.
ANZ Good Energy Home Loan
1.00% P.A. fixed rate for 3 years, up to $80,000.
ANZ’s Good Energy Home Loan provides up to $80,000 for solar panel installations and other home improvements. Enjoy a fixed rate for 3 years, making your home eco-friendly and efficient. Eligibility criteria apply.
ANZ Good Energy Home Loan
1.00% P.A. fixed rate for 3 years, up to $80,000.
ANZ’s Good Energy Home Loan provides up to $80,000 for solar panel installations and other home improvements. Enjoy a fixed rate for 3 years, making your home eco-friendly and efficient. Eligibility criteria apply.
ANZ Good Energy Home Loan
1.00% P.A. fixed rate for 3 years, up to $80,000.
ANZ’s Good Energy Home Loan provides up to $80,000 for solar panel installations and other home improvements. Enjoy a fixed rate for 3 years, making your home eco-friendly and efficient. Eligibility criteria apply.
ANZ Good Energy Home Loan
1.00% P.A. fixed rate for 3 years, up to $80,000.
ANZ’s Good Energy Home Loan provides up to $80,000 for solar panel installations and other home improvements. Enjoy a fixed rate for 3 years, making your home eco-friendly and efficient. Eligibility criteria apply.
why finance a solar system?
Switching to solar power not only reduces your reliance on the grid but also saves you money on rising energy costs. While the upfront investment used to be a hurdle for many, now you can easily fund your solar system with a green home loan from New Zeland’s top banks or through interest-free options like Qcard. With low or no interest rates, going solar is more affordable than ever.
No upfront payments
Start saving on energy bills right away without the upfront cost.
Reduced reliance on the grid
Solar Systems generate clean, renewable energy, which means you rely less on traditional utility power. With energy costs rising every year, you will make substantial savings through reduced energy payments.
Increased home valuation
Many home buyers are looking for energy-efficient features. A productive solar system makes your property more attractive to potential buyers.
A smart investment
Solar Panels are low maintenance and have a long lifespan. As a result, your return on investment improves over time.
FAQs
A Green Home Loan is a special financing option offered by banks to help Kiwis make energy-efficient and eco-friendly upgrades to their homes. These loans often provide low or zero-interest top-ups on existing mortgages, making it more affordable to invest in solar power, battery storage, and other sustainable improvements. It’s an easy way to reduce energy costs while supporting a greener future.
Currently, there are no government subsidies for solar installations in New Zealand. However, many banks offer Green Home Loans, which provide zero to low-interest financing for energy-efficient home upgrades, including solar. These loans make it easier and more affordable for Kiwis to switch to solar with no upfront costs, helping more households enjoy the benefits of clean, cost-saving energy.
Yes, a solar power system can increase the value of your home. Homes with solar are often more attractive to buyers as they offer lower energy costs, energy independence, and a sustainable power source. Studies show that properties with solar tend to sell faster and at a premium compared to those without. Research from Homes.co.nz shows that homes with solar sell for an average of 4.4% more. Investing in solar is not only a smart way to reduce power bills but also a valuable long-term asset for your home.
No, a battery is not required to install a solar system, but it can enhance the benefits. Without a battery, your system will power your home during the day, and any excess energy will be sent back to the grid. Adding a battery allows you to store surplus energy for use at night or during power outages, increasing energy independence and maximising savings. Whether a battery is the right choice depends on your energy needs—our team can help you decide the best setup for your home.
happy customers
The team were great to deal with from getting a quote to the install. I cannot fault them.
If you are on the fence, I would recommend you give them a go.
He was done in about 2 hours and was happy to answer any questions as well as give great advice.
Service was a 10/10 - Highly recommend 👍
